Monday, August 8, 2016

List: Ten things every future homeowner should know before making a purchase.

We just passed our six month anniversary as homeowners.
We celebrated with a glass of wine and conversation about how far we've come.
Thank goodness for the wine because it helped us laugh at our mistakes!

We prepared the best we could, but it's nearly impossible to prepare for the real thing.
We took note of all the advice from every wise homeowner we knew.
We saved and built a little nest egg to use in the case of an emergency.
We even paid for classes to prepare us professionally!
Trust me when I say that no matter how well you prepare something unexpected will happen.

Ten things every future homeowner should know before making a purchase.

1.  Your nest egg and savings are two different things.
As things happen, you may take from your savings.  Your nest egg should always be full.
Your nest egg is for an emergency, not to replace the gutters.

2.  Invest in an area, not in a thing.
Things are too expensive to not wait until you have the funds to do things right.
Avoid the temptation to buy the pretty couch unless your doing the entire living room.

3.  There is no reason to do everything right away.
It may take 10, 20, or 30 years to get the entire house to your liking and that's totally OK!
We've been here 6 months and all we really re-did was our living room.

4.  Don't binge on trinkets to decorate your home.
Between gifts, picking up souvenirs on your travels, and window shopping, trinkets will come to you.
If you binge buy trinkets on moving day, you'll be living like a hoarder by year 5!

5.  You shouldn't be working just to live in a house you own.
Make sure you can afford to own a home and still enjoy your life with vacations and nights out.
Owning a home becomes old real fast when that's all you can afford to do!

6.  Wait 3 months until making any large purchases.
Take time to live in the home before deciding what's most important to you.
I wish I knew about the bug issue or the electrical problem before we invested in other things. 

7.  There is a such thing as ground bees.
Look up ground bees before getting stung by a swarm of insects ripping out weeds.
Luckily for me, our across the street neighbor learned this hard lesson for us!

8.  There will always be something to fix.
Every time you think that you covered everything, another problem to solve will pop up.
If it isn't the house, something will go wrong with the car.  Either way, be ready!

9.  Save everything until you know you won't use it.
Don't throw everything away before you move because you don't know what you'll need in the house.
I know it's tempting to throw away because it's less to move but don't do it!

10.  Invite guests despite the condition of your home.
Your house will never be perfect in your eyes.  Don't avoid house guests because of silly imperfections!
I didn't realize I was doing this until the 6 month marker hit and I still didn't extend invitations.

What did you learn after you became a homeowner?

7 comments:

  1. I don't think I will ever live to become a homeowner!
    House does need a lifelong fixing... always...

    ReplyDelete
  2. Great advice as always Jax! When you redo one room, suddenly all the others look old and tired. It's a never, ending cycle.

    ReplyDelete
  3. #5 sooooo many get into and then they work and work and work and can't enjoy it. Screw that. Yep, always something to fix indeed.

    ReplyDelete
  4. This is super good advice. I've always entertained the idea of buying a home (now more seriously) but there's something about the responsibility that holds me back

    ReplyDelete
  5. I think many upsell themselves on houses. Never buy the house your bank tells you can afford. Always go lowers

    ReplyDelete
  6. I love your definition of nest egg! We'll be discussing it tonight after dinner...with dessert to make it taste better!

    ReplyDelete
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